If a chq is issued by writing self or bearer and its drawer is mr x But mr y come up with the chq t

If a chq is issued by writing self or bearer and its drawer is mr x But mr y come up with the chq to get the cash.. Payment cn b made or not??

 

If this chq is Bearer thn no prob to make payment....and if it is orderd than the person whose nme on chq will come.

 

Uske uper likha to hai pay self or bearer u can make payment if otherwise in order

 

According to our bank branch practice if the drawer has written "Self" his sign should or must be on the reverse side of the cheque though he had given the cheque to the bearer as it confirmes that the drawer knows that his account going to be debited. It is one kind of surety itself and we take two signature of the withdrawer with his contact number. If drawer has written or issued a cheque in the name of Mr.X then Mr.X can only withdraw the cash. No other person would have a right to withdraw the amount.