What will be the capitalized value of a property purchased for Rs. 8,00,000 for income @ 10% rate of

What will be the capitalized value of a property purchased for Rs. 8,00,000 for income @ 10% rate of interest and redemption of capital @ 5% rate of interest for a period of 25 years? a. 6161000 b. 6166000 c. 6616000 d. 6661000 Ans - c Solution : In actual practice, separate provision for sinking fund is not done but the capitalized value is obtained by referring to dual rate Valuation Tables to determine the multiplying factor (YP) based on income for a specified period (life of building) at particular interest rate and redemption of capital at another rate of interest. Thus the YP or present value of Re 1 per annum for income @ 10% rate of interest and redemption of capital @ 5% rate of interest for a period of 25 years is 8.27 as per the tables (see Appendix). In other words, if a property is purchased for Rs. 8,00,000, its capitalized value will be 8.27 x 8,00,000 = 66,16,000.

 

Sir!how tat 8.27 came?!how do get tat..plz anybody xplain..

 

Yes how u get 8.27 plz tell us clearly sir were we refer

 

Study -1 asked in CAIIB Retail Evening Shift A bank "X" issued a platinum credit card to mr. A with a credit limit of rs. 1,00,000. The bill date is 2nd of every month and due date is 22nd of the same month. The rate of interest charged is 2.38% per month. interest is calculated on daily basis. Note: there is no interest charged for the first 50 month. Overdue charges is rs. 600 Mr. A makes a shopping worth rs. 1,00,000 in the month of july and paid rs. 85000 on 22nd july and rest pays on 10th august with final payment. Q.1 For how much days interest will be paid? i) 18 days ii) 21 day iii) ..... days iv) No interest will be paid as MAD is paid Q.2 What will be the financial charges on final payment? Q.3 How much payment he will make in the full settlement at 10 august Q.4 What will be the overdue charges for the month? Q.5 What will be the late payment charges are levied on him

 

If appendix is not given then formula to calculate capitalized value ?

 

Sir when will you start the daily classes.. Please let me know and also provide the time schedule as well as topic