There are three parts 80CCD (1) - Employee contribution/self employed contribution , 10% of Salary or GTI also subject to Max 15000080CCD (1b) - Employee / Self employee investment in addition to above Maximum 50000 80CCD (2) - Employer contribution without any monetary limit but subject to Max 10% of Salary
Isme 2 tarika hai... Agar apka investment 150000 nps ke alava hai.. for example ppf to aap ye nps ko alg se 50000 claim kr sakte ho under section 80ccd 1 (b).. otherwise it will be part of 80c within the limit of 150000
80ccd me hota hai not in 80c now removed from hrma before it was. S howing in hrms...it a200000 now in 80ccd.
It should be part of 80ccd1 and 80ccd1b. Note that 80c and 80ccd1 equals to 1.5 lakh limit. If you have invested fully in other 80c instruments for example, 150000 in ppf then nps contribution can be shown in 80ccd1b upto 50000 rs
Ok in this case dona mila ke 1.5 tak hoga.. pf apka 80c me ayega and nps 80ccd1. Donaka milake 1.5 lkh tak benefit le sakte ho
But while filling e return when I put nps in 80ccd it calculate only 10% of total income..not 50000 or above
Apka nps but 50000 se jyda hota hai salme?? I mean katata hai? And yes restriction hai 10 per basic plus da tak hi hone dega
Bas to apke sal ke basic plus da ka 10 tak hi krnedega so total deduction would be 50 pf plu 50 nps. Total 1lakh