Now Practice Yourself-BFM-RWA-Standard Approach for Credit Risk -----------------------------------

Now Practice Yourself-BFM-RWA-Standard Approach for Credit Risk --------------------------------------------------------------------------------------------------------- Balance sheet of a bank provides the following information: Fixed Assets - 1500cr Investment in central Govt Securities - Rs 8000cr In standard loan accounts Housing Loans - RS 8000cr (Secured, below Rs 10 lac) the Retail loan - Rs 6000cr SME Loans - Rs 7500 Cr Other loans - Rs 6000cr sub-standard secured loans - Rs 2000cr sub-standard unsecured loans - Rs 800cr Doubtful loans (D-1, secured) - Rs 1000cr Doubtful loans (D-1, unsecured) - Rs 900cr Doubtful loans (D-2, secured) - Rs 600cr Doubtful loans (D-2, unsecured) - Rs 800cr Doubtful loans (D-3, secured) - Rs 600cr Doubtful loans (D-3, unsecured) - Rs 900cr Loss Assets - 150cr and other assets - Rs 600cr. Answer the following questions, based on this information, by using standard Approach for credit risk. 1. What is the amount of RWAs for Loss Assets accounts? 2. What is the amount of RWAs for sub-standard secured accounts? 3. What is the amount of RWAs for sub-standard unsecured accounts? 4. What is the amount of RWAs for investment in govt securities? 5. What is the amount of RWAs for retail loans? 6. What is the amount of RWAs for SME loans? 7. What is the amount of RWAs for housing loans? 8. What is the amount of RWAs for doubtful (D-1, Secured) accounts? 9. What is the amount of RWAs for doubtful (D-1, unSecured) accounts? 10. What is the amount of RWAs for doubtful (D-2, Secured) accounts? 11. What is the amount of RWAs for doubtful (D-2, unSecured) accounts? 12. What is the amount of RWAs for doubtful (D-3, Secured) accounts? 13. What is the amount of RWAs for doubtful (D-3, Secured) accounts?